Navigating the aftermath of a Tampa car accident feels overwhelming, especially when you are dealing with painful injuries and growing medical bills. Amid this stress of being involved in a car accident, you will likely receive a call from the at-fault driver’s insurance company wanting to discuss the accident. These conversations risk your legal rights and your ability to seek compensation. How to deal with insurance after a car accident?
At Jurewitz Law Group Injury & Accident Lawyers, our Tampa car accident attorneys know insurance companies’ tactics to reduce liability after a crash. We protect our clients from these strategies and handle all interactions with insurance representatives so you can focus on your physical recovery. Trust our skilled legal team to fight for your rights and guide you through the complex claims process.
How Insurance Companies Try to Avoid Paying Accident Claims
Always remember that insurance companies are businesses focused on their profits. They make money by collecting premiums and lose money when they pay out claims. Furthermore, these companies hire teams of insurance adjusters to find ways to avoid financial responsibility after a policyholder causes a crash.
To minimize payouts, insurance companies may:
- Request a recorded statement shortly after the accident, hoping to catch you saying something they can use against you later
- Ask misleading questions to trick you into admitting fault for the accident
- Pressure you to grant them access to your entire medical history, which they comb through for preexisting conditions they can blame for your current injuries
- Spy on you, hoping to catch you engaging in activities that undermine your injury claim
- Extend a fast, lowball settlement offer, trying to tempt you to accept it before you know the full extent of your injuries and damages
- Delay your claim, waiting until you feel desperate to settle for any amount
- Deny your valid claim by using bad-faith insurance practices
Some of these tactics are subtle. The adjuster may come across as friendly and position themselves as someone who wants to help you put this accident behind you. However, you cannot count on an insurance company to protect your interests. Their goal directly opposes yours.
How Our Tampa Car Accident Lawyers Deal with Insurance Companies
The Tampa car accident attorneys at Jurewitz Law Group Injury & Accident Lawyers know what insurance companies think and how to communicate with insurance after a crash. As a result, we anticipate their strategies to avoid paying you the money you deserve. When you hire our firm, we notify the insurance companies that you have legal representation. From that point forward, they must direct their calls to us.
Having a lawyer on your side reveals to the insurance company that you will pursue the maximum compensation for your injuries. Moreover, our attorneys take over all interactions with insurance representatives, protecting you from their manipulative tactics and leaving you free to concentrate on healing.
Evidence We Collect and Analyze
While you complete your medical treatment, our legal team builds an aggressive case against the at-fault party and their insurer. We collect and analyze evidence such as:
- The crash report
- Eyewitness statements
- Footage from surveillance or traffic cameras
- Vehicle damage reports
- Your medical records and bills
- Pay stubs documenting your lost wages
- Testimony from medical experts about your prognosis
- Testimony from financial experts about your reduced future earning potential
Using this evidence, we send the insurance company a forceful demand letter. The letter details your damages and demonstrates their policyholder’s liability for your injuries. Moreover, most car accident claims in Tampa are settled through back-and-forth negotiations with the insurance company. We have extensive experience handling these discussions. Also, we know how to apply strategic pressure to convince the insurer to agree to a fair settlement.
In some situations, insurance companies refuse to negotiate in good faith. They may ignore our demands, extend unreasonable lowball offers, or use delay tactics, hoping we will accept an unfair offer out of frustration. So if the insurance company fails to make an acceptable settlement offer, we are fully prepared to file a lawsuit and present your case to a judge and jury.
Our Results Against Difficult Insurance Companies
At Jurewitz Law Group Injury & Accident Lawyers, we have a strong track record of success against sizeable national insurance companies. We are proud of the outstanding settlements and verdicts we have achieved for our clients, such as:
- $19.1 million for the family of a woman and her daughter killed in a collision with a semi-truck.
- $1 million for a motorcyclist struck by an SUV making an illegal left turn against a red arrow light.
- $300,000 for a woman who suffered back, neck, and SI joint injuries when she was rear-ended.
We have recovered millions of dollars in settlements and verdicts for our clients, often succeeding in cases where the insurance company initially denied liability or blamed our client for the crash. Our attorneys have the experience and skill to win tough cases.
Talk to a Tampa Car Accident Attorney About Your Claim
Were you injured in a Tampa car accident that wasn’t your fault? You should not have to deal with uncooperative insurance companies while struggling to recover from painful injuries. So let the aggressive advocates at Jurewitz Law Group Injury & Accident Lawyers handle your legal fight, giving you the space to focus on rebuilding your life.
We offer free consultations to all Tampa car accident victims. During this no-obligation case review, you can discuss your accident and injuries with one of our knowledgeable attorneys. With years of experience, we can answer your questions, explain your legal options, and help you on your best path forward. If we take your case, we handle it on a contingency fee basis, so you only owe us money if we secure compensation for you.
The clock is ticking on your car accident claim. In most situations, Florida’s statute of limitations gives you two years from the date of your crash to file a lawsuit against the at-fault party. While this may seem like a long time, valuable evidence can disappear soon after your accident. The sooner you reach out to our legal team, the sooner we can work on preserving evidence and building your case.
Contact us online or at (619) 233-5020 to speak with an experienced Tampa car accident attorney about your situation. We are here to stand up to the insurance company and demand the full financial recovery you deserve.