Southern California’s roads are notoriously congested, and San Diego residents see the aftermath of accidents almost every day while on their commutes. That’s why California has the highest average insurance rates in the country. With such high rates, you probably assume that if you’ve paid for an insurance policy, you will be protected in the […]
Learn More About “No Fault” Doesn’t Mean “No Pay”How well do you understand your insurance policy? Can you explain the difference between liability coverage and personal injury protection? Does your medical insurance fully cover you in the event of a serious crash? These are just a few of the basic questions that every California driver should be able to answer before purchasing car […]
Learn More About Common Insurance Myths (and Facts)Insurance companies are pretty good at estimating the cost of an accident. This is, after all, the core of their business. And while they will always look to cut corners, you can also feel pretty comfortable that they know what they are talking about.
Learn More About Automobile Insurers Don’t Want to Pay Your (Full) Medical BillsAs drivers in the state of California, we’re all familiar with the need for liability auto insurance. The law requires it, and driving without insurance (besides being illegal) leaves you open to expensive lawsuits if you cause an accident with injuries. But what about injured passengers? Who covers them?
Learn More About Passenger Liability 101: Your Guide to Insurance After an AccidentBased on the commercials, you’d think insurance companies are as friendly as the agents who represent them on TV. They claim they’ll always have your back in the event of an accident, but the reality is different. Very different.
Learn More About A Bad Case of Insurance InjusticePeople buy insurance for two reasons: To protect themselves in the event of a catastrophe. To comply with the law. Everyone who purchases insurance, no matter what form, does it to give themselves peace of mind. Unfortunately, many insurance companies do not live up to their promises, and people like us end up paying the […]
Learn More About Don’t Get Screwed by Insurance CompaniesWhen it comes to auto insurance, everyone knows you need liability insurance. In California, you can’t legally drive without it. Of course, only being covered by liability insurance leaves you at risk in the event of an accident. You should have more than the bare minimum. The question we’re often asked as car accident attorneys […]
Learn More About Little-Known Insurance Coverage That You Really Should HaveCalifornia has one of the most competitive auto insurance markets in the entire country. Because of this, you can get great deals on coverage… if you shop carefully. There are a lot of bargain-basement companies out there offering policies that seem too good to be true. That’s because they are.
Learn More About Buyer Beware – Discount Auto InsuranceIt is certainly a golden age for advertising in the insurance industry. Over the past few years, most successful commercial campaigns have belonged to some of the largest insurance companies in the United States. In fact, Geico received the 2016 Campaign of the Year award from Ad Age for their “Unskippable” ad, which cleaned up […]
Learn More About Car Insurance Ad Characters Are Not Your FriendsThere are more than 26 million licensed drivers in California, and most of those drivers are insured by a dozen or so major insurance companies. The likelihood of you being involved in an accident with a driver who shares your insurance company is pretty damn good. So, what happens a case like that? Doesn’t it […]
Learn More About Meet the “Chinese Wall” of Insurance Litigation